গোপনীয়তা নীতি

১. পরিধি

This policy describes what personal data the Company collects from individuals, how that data is processed, shared with third parties, securely stored, and otherwise handled.

1.2 This policy applies to information relating to an identified or identifiable natural person. An identifiable natural person is someone who can be identified directly, or through a combination of additional information in our possession or otherwise accessible to us.

1.3 In this policy, "processing" refers to any operation that involves the use or collection of personal data — including its organization, structuring, and storage.

Our services are intended for general users and are not available to anyone under the age of 18. We do not knowingly collect personal information from individuals under 18, and we do not permit them to use our services. If we become aware that any such information has been collected, we will delete it as promptly as possible.

২. আপনার সম্পর্কে আমাদের কাছে কী ব্যক্তিগত তথ্য রয়েছে

When you use our services, channels, or website, we collect personal information. In certain cases, we may request specific personal information directly from you.

In some cases, we collect your personal data by analysing how our services and service channels are used, or by receiving information from our third-party partners.

৩. ব্যক্তিগত তথ্য প্রকাশের কোনো বাধ্যবাধকতা নেই

You are not required to provide personal information. However, withholding it may prevent us from delivering our services or granting you access to the website.

৪. আমরা কোন ব্যক্তিগত তথ্য সংগ্রহ করি

The information we collect from you is non-personal and cannot be used to identify you.

4.3 Personal Data Collected Directly From You: This includes any personal data you voluntarily provide when connecting to a third-party online trading platform through us.

4.4 Personal data you provide directly to facilitate trades on third-party platforms includes your full name, address, phone number, and email address.

৫. ব্যক্তিগত তথ্য প্রক্রিয়াকরণের আইনগত ভিত্তি ও কারণসমূহ

Your personal data is processed by the Company for the purposes described in this section and in accordance with the applicable legal basis.

For more information about processing carried out on the basis of legitimate interests, please contact us by email.

৫.৪ নিচে সেই কারণ ও আইনি ভিত্তিগুলোর তালিকা দেওয়া হলো যার ভিত্তিতে আমরা আপনার প্রদত্ত তথ্য ব্যবহার করতে পারি:

৬. তৃতীয় পক্ষের কাছে ব্যক্তিগত তথ্য স্থানান্তর

The Company may share personal data with third-party service providers, including hosting and storage providers, IP address data processors, and user experience analytics services.

6.2 You may also request that we share specific personal data with third-party trading platforms. In such cases, the personal data you provide to us will be passed to those platforms accordingly. Use of your personal data by those platforms is governed by their own privacy policies. Your personal data may be shared with more than one trading platform.

6.3 The Company may share personal data with affiliated entities or business partners. This enables the Company to access the resources needed to improve and refine the products and services provided to its customers.

6.4 The Company may disclose personal data to regulatory, local, or other government authorities where necessary to protect the rights or assets of third parties.

We may share your personal data with prospective investors, buyers, or creditors of the Company or any entity within its group in connection with a relevant transaction — including the transfer or sale of assets — or as part of a merger, restructuring, consolidation, or insolvency process involving the Company or any group entity.

৭. তৃতীয় পক্ষের কুকিজ এবং সেবাসমূহ

Third-party services — including advertising providers and analytics companies — may be used on our website. These companies may also use cookies or similar tracking technologies.

7.2 Cookies are small text files placed on your device each time you visit or access the website. They are used to collect information about your preferences and browsing habits in order to enhance your experience, save your settings, and customize products and services to your needs. Cookies are also used for statistical and analytical purposes.

7.3 Some of the cookies we use are session cookies. These are temporarily stored on your device and remain active only until you close your browser. Others are persistent cookies, which remain on your device for a set period after the browser is closed. Persistent cookies allow the website to recognise you as a returning user and support a smoother experience on subsequent visits.

Please be aware that if this occurs, some or all website features and functionality may not work as expected.

Online Tracking Notice: This service does not currently support Do Not Track signals.

৮. ব্যক্তিগত তথ্য সংরক্ষণ

8.1 The Company will retain your personal data for as long as necessary to fulfil the purposes described in this policy, or for any longer period permitted by applicable laws, regulations, policies, or orders.

8.2 We will share your information with third-party trading platforms for 12 months. If you consent to an extension, we will continue sharing your data for a further 12 months.

We periodically review the personal data we hold to confirm it is no longer needed.

৯. আন্তর্জাতিক ট্রান্সফার

9.1 Your personal data may be transferred to other countries or international organisations. The Company takes all necessary steps to ensure your personal data remains protected and that data subjects retain the ability to exercise their rights and access effective legal remedies.

9.3 The Company can provide information about the security measures it takes to protect your personal data when transferred to third-party countries or international organisations. Email us at: support@nirjhorjomanton.com

১০. ব্যক্তিগত তথ্যের নিরাপত্তা

We have implemented appropriate organizational and technical measures to protect personal data against accidental or unlawful destruction, loss, or alteration.

10.2 We cannot guarantee that the security of your personal information will be maintained without error. We are not liable for any indirect, incidental, or consequential loss arising from the use or disclosure of personal information — including, but not limited to, transmission errors, unauthorized third-party access, or any other cause beyond our control.

In cases where we are legally required or otherwise compelled by obligations beyond our control, we may need to disclose your personal data to third parties such as government authorities. In such circumstances, how those third parties handle the security of your personal data falls outside our control.

10.4 Transmitting personal data over the internet cannot be guaranteed to be fully secure. The Company cannot ensure the security of any personal data you send to us via the internet.

১১. তৃতীয় পক্ষের ওয়েবসাইটের হাইপারলিংক

11.1 This website contains links to third-party sites and applications that are not under our control. We are not responsible for any personal data collected or processed by those sites or applications. This policy does not apply to activities conducted through third-party platforms.

When accessing any third-party website or app, read their privacy policy before deciding to use their services. Exercise caution about what personal data you share with them.

১২. এই নীতিতে পরিবর্তন

১২.১ এই নীতি যেকোনো সময় পরিবর্তন হতে পারে। কোনো পরিবর্তন হলে, আমাদের ওয়েবসাইটে আপডেট করা নীতি প্রকাশের মাধ্যমে আপনাকে অবহিত করা হবে।

১২.২ আমরা এই নীতিতে উল্লেখযোগ্য কোনো পরিবর্তন আনলে, যথাযথ মাধ্যমে আপনাকে অবহিত করব এবং আমাদের ওয়েবসাইটে একটি ঘোষণা প্রকাশ করব।

Unless otherwise stated, any amendments take effect upon publication of the updated policy.

১৩. আপনার অধিকারসমূহ

You have the right to request that we verify the accuracy of your personal data, correct any inaccuracies, and delete any personal data we no longer require. You may also restrict the type and scope of personal data processing we carry out.

13.2 If you are an EEA resident, please visit this page. These rights apply to the personal data you provide to us. To exercise any of these rights, contact us at the email address below.

13.3 Right of Access You may request access to the personal data the Company holds and processes about you. Where applicable, the Company will provide an electronic copy of your current personal data. Additional copies may be subject to a reasonable fee. If you request delivery by electronic means, data will be provided accordingly. The right of access must not adversely affect the rights and freedoms of others. Where fulfilling a request would prejudice another individual's rights or freedoms, the Company may refuse or limit the scope of that request.

13.4 Right to Rectification The Company has the right to correct inaccurate personal data. You may also request the completion of incomplete personal data held about you, taking into account the purposes for which it is processed.

13.5 Right to Erasure This right applies in the following circumstances: (a) the personal data is no longer necessary for the purposes for which it was collected or processed; (b) you withdraw consent and no legal basis for processing remains; (c) you object at any time, on grounds relating to your particular situation, to processing of personal data concerning you that is based on our legitimate interests or those of a third party; (e) the personal data has been processed unlawfully; or (f) the personal data must be erased to comply with a legal obligation of the Company. This right does not apply where processing is necessary to: (a) fulfil a legal obligation required by European Union or member state law; or (b) establish, exercise, or defend legal rights.

13.6 Restriction of Processing If you have concerns about the accuracy of your personal data, you may request that the Company restrict its processing. Where such a restriction is in place, your personal data may only be processed with your consent, for the establishment, exercise, or defence of legal claims, for the protection of another person's rights, or on grounds of important public interest within the European Union or a Member State.

১৩.৭ ডেটা বহনযোগ্যতার অধিকার যেখানে প্রক্রিয়াটি স্বয়ংক্রিয় পদ্ধতিতে পরিচালিত হয় এবং আপনার সম্মতি বা আপনি যে চুক্তির অংশ, সেই চুক্তির ভিত্তিতে পরিচালিত হয়, সেখানে আপনার কোম্পানিকে প্রদত্ত ব্যক্তিগত ডেটা পর্যালোচনার আইনগত অধিকার রয়েছে। আপনি কোম্পানির কাছে অনুরোধ করতে পারেন যে আপনার ব্যক্তিগত ডেটা সরাসরি অন্য কোনো নিয়ন্ত্রকের কাছে স্থানান্তর করা হোক, যদি তা প্রযুক্তিগতভাবে সম্ভব হয়। ডেটা বহনযোগ্যতার অধিকার প্রয়োগ করলে ডেটা মুছে ফেলার অধিকারের আওতায় আপনার বিদ্যমান অধিকারগুলো পরিবর্তিত হয় না। ডেটা স্থানান্তরের অধিকার অন্য কারো অধিকার বা স্বাধীনতায় হস্তক্ষেপ করে না।

13.8 Right to Object You have the right to object at any time to the processing of personal data relating to you where that processing is based on the legitimate interests of the Company or a third party. This includes, but is not limited to, profiling carried out on the basis of those legitimate interests. Where we can demonstrate compelling legitimate grounds for the processing that override your rights, freedoms, or interests, or where processing is necessary for the establishment, exercise, or defence of legal claims, we may continue to process your personal data. Regarding direct marketing: you have the right to object at any time to the processing of your personal data for direct marketing purposes.

13.9 Right to Withdraw Consent You may withdraw your consent to the processing of your personal data at any time. Withdrawal does not affect the lawfulness of any processing carried out on the basis of your consent prior to that withdrawal. You have the right to lodge a complaint with your supervisory authority. Within the European Union, you may appeal to a supervisory authority established by a member state to protect the fundamental rights of individuals in relation to the processing of personal data. EU and member state law may limit your rights regarding personal data as set out in this Section 13.

Under your rights set out in Section 13 of this agreement, we will respond to your request within one month of receipt. Where requests are complex or numerous, this period may be extended by up to two additional months. We will notify you of any such extension, and the reason for it, within one month of receiving your request.

13.11 Subject to the provisions of Section 13, information requested under your rights in Section 13 will be provided free of charge. If a request is unfounded or excessive — particularly where requests are repetitive — we may charge a reasonable fee to cover the administrative costs of providing the information or carrying out the requested action. We may also decline to act on the request.

If we have any doubt about the identity of the person submitting a request, we may ask them to take reasonable steps to verify their identity before we proceed.